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» Cruise Talk   » Cruise Lines   » HAL Cancellation Insurance

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Author Topic: HAL Cancellation Insurance
LizB
First Class Passenger
Member # 1243

posted 08-23-2000 07:30 PM      Profile for LizB     Send New Private Message      Edit/Delete Post  Reply With Quote 
If you are planning to cruise after April 2001 with Holland America please be aware they have changed their Cancellation policies -- both Standard and Platinum Insurances. No longer will they return your money (see 2001 brochures),and I would also check with your TA as he/she might not be aware of these changes at time of booking. Do not put down any deposit until you have investigated their new policies for cancellation insurance -- and recommend you take other travel insurance at this time.
Would be interested to know how others feel about this change as time goes on.

Posts: 133 | From: S.Dennis,MA, USA | Registered: Apr 2000  |  IP: Logged
gizmo
First Class Passenger
Member # 972

posted 08-24-2000 07:16 AM      Profile for gizmo   Email gizmo   Send New Private Message      Edit/Delete Post  Reply With Quote 
Liz,
I always take insurance. Guess I will have to look elsewhere for future cruises. Why is HAL doing this?

Posts: 686 | From: Kennesaw Ga. (origianlly from Philly) | Registered: Dec 1999  |  IP: Logged
James
First Class Passenger
Member # 1351

posted 08-25-2000 12:48 PM      Profile for James   Email James   Send New Private Message      Edit/Delete Post  Reply With Quote 
Always take travel insurance from an independent company, not the travel provider. If the provider fails financially you are out of luck both ways. Also it's often less costly from an independent.
Posts: 202 | From: Illinois, Home of Lincoln and great graft | Registered: Jun 2000  |  IP: Logged
Stevesan
First Class Passenger
Member # 1494

posted 08-26-2000 09:39 AM      Profile for Stevesan     Send New Private Message      Edit/Delete Post  Reply With Quote 
James, I too purchase from an independent, but only because of price and HAL's lack of medical. However, I'd venture that Carnival is a lot less like to close up shop than the great majority of the independent travel insurers.
BTW, I just received HAL's 2001 Europe brochure for Mariner members. They still offer CPP insurance coverage, and at the old rate (4%)

Posts: 46 | From: Houston, TX | Registered: Aug 2000  |  IP: Logged
Malcolm @ cruisepage
Cruise Director
Member # 301

posted 08-27-2000 07:35 AM      Profile for Malcolm @ cruisepage     Send New Private Message      Edit/Delete Post  Reply With Quote 
Independent travel insurance is often 50% cheaper! Never take the cruise lines!
Posts: 19210 | From: Essex (Just Outside London) | Registered: A Long Time Ago!  |  IP: Logged
LizB
First Class Passenger
Member # 1243

posted 08-27-2000 08:04 PM      Profile for LizB     Send New Private Message      Edit/Delete Post  Reply With Quote 
Stevensan,
Yes the rate of HAL CPP Insurance is still the same, however, read on Page 75 of the 2001 Europe Brochure to see how the insurance refund has changed. You NO LONGER will be refunded your money. Read carefully and ask your TA for details.

Posts: 133 | From: S.Dennis,MA, USA | Registered: Apr 2000  |  IP: Logged
NAL
First Class Passenger
Member # 1102

posted 08-30-2000 06:01 PM      Profile for NAL     Send New Private Message      Edit/Delete Post  Reply With Quote 
Hi LizB......

I have always taken "third party" insurance
and I think it's much the best way to go.


Posts: 2243 | From: Watsontown, PA | Registered: Feb 2000  |  IP: Logged
Mary Ann
First Class Passenger
Member # 317

posted 09-03-2000 10:43 PM      Profile for Mary Ann     Send New Private Message      Edit/Delete Post  Reply With Quote 
What third party companies do you recommend? How do you contact them? Do they have to be purchased within a certain time frame? Do you get your money back if you cancel the cruise in time that the cruise line would still give 100% refund?
Posts: 32 | From: Texas, USA | Registered: Aug 99  |  IP: Logged
DianaD
First Class Passenger
Member # 1010

posted 09-03-2000 10:58 PM      Profile for DianaD   Email DianaD   Send New Private Message      Edit/Delete Post  Reply With Quote 
In most cases we do not recommend taking the insurance out when it is within the period where if the cruise is cancelled there is a 100% refund.
Posts: 308 | From: Whitby, Ontario, Canada | Registered: Jan 2000  |  IP: Logged
LizB
First Class Passenger
Member # 1243

posted 09-04-2000 08:22 PM      Profile for LizB     Send New Private Message      Edit/Delete Post  Reply With Quote 
Two good travel insurances seem to be Travelex and Access America...your Travel Agent should be able to recommend something to you.
Also, if you have a "prexisting condition" both of these insurances will waive this if you sign up for the insurance within a certain number of days after deposit to the cruise line...either l0-days or l4-days.
Check it out with your TA! Otherwise you don't have to sign up till time of final payment.

Posts: 133 | From: S.Dennis,MA, USA | Registered: Apr 2000  |  IP: Logged
LizB
First Class Passenger
Member # 1243

posted 09-04-2000 08:24 PM      Profile for LizB     Send New Private Message      Edit/Delete Post  Reply With Quote 
A P.S. to my above post. Yes, your money would be refunded to you if cancelled for a valid reason.
Posts: 133 | From: S.Dennis,MA, USA | Registered: Apr 2000  |  IP: Logged
CB
First Class Passenger
Member # 58

posted 09-05-2000 07:43 PM      Profile for CB     Send New Private Message      Edit/Delete Post  Reply With Quote 

Checkout Universal Travel Protection at www.utravelpro.com

This is a primary insurance. You do not have to check your homeowners insurance or any other before this insurance will kick in. The others mentioned above may be secondary.


Posts: 109 | From: Arlington, TX, USA | Registered: Mar 99  |  IP: Logged

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